Is Trauma Cleanup Covered by Homeowners Insurance?

Is Trauma Cleanup Covered by Homeowners Insurance?

Dealing with a traumatic event — such as an unattended death, accident, crime scene, or suicide — is emotionally devastating. The last thing anyone wants to think about is the cost of cleanup. But one of the most common questions we hear is:

👉 “Will my insurance cover trauma cleanup?”

At Boone’s Restoration Technologies, we handle trauma and biohazard remediation with care, discretion, and professionalism — and we’ll help you navigate the insurance process every step of the way.

🧾 The Short Answer: Yes, in Most Cases

Most standard homeowners insurance policies will cover trauma cleanup costs when the situation involves:

• Unattended deaths

• Suicide or homicide

• Crime scenes

• Blood and bodily fluids

• Accidents or injuries in the home

• Vandalism or property damage related to trauma

However, coverage depends on your specific policy, the insurer, and how the event is classified.

🔍 What Trauma Cleanup Insurance Typically Covers

• Biohazardous waste removal (blood, bodily fluids, etc.)

• Decontamination of affected areas

• Odor removal

• Structural restoration or replacement

• Temporary relocation (in some cases)

Boone’s will provide detailed documentation, photos, and invoices to support your claim and work directly with your adjuster when possible.

🛑 What Might Not Be Covered?

• Damage caused by the homeowner (self-inflicted or otherwise) may be excluded under certain policy terms

• Illegal activity (e.g. drug labs or criminal conduct) can complicate or void coverage

• Delayed claims may be denied if the damage worsens due to inaction

📌 Always contact your insurance company as soon as possible after a traumatic event and ask about your specific policy’s terms.

🧰 Boone’s Trauma Cleanup Services Include:

• ✅ 24/7 Emergency Response

• ✅ Discreet and compassionate technicians

• ✅ Biohazard waste handling and disposal

• ✅ OSHA and EPA compliance

• ✅ Assistance with documentation for insurance claims

We are not just cleaners — we’re here to help you through a difficult time with respect, confidentiality, and professionalism.

💡 Pro Tip: Don't Clean It Yourself

Attempting to clean a trauma or biohazard scene yourself can:

• Put you at serious health risk

• Invalidate insurance coverage

• Miss hidden contamination that could endanger others

Leave it to certified professionals like Boone’s.

📞 Need Immediate Assistance?
Call Boone’s Restoration Technologies 24/7: (281) 444-5959
🌐 Learn more at: www.boonesrestoration.com
📍 Serving The Woodlands, Spring, Conroe, Magnolia, Montgomery, Willis and surrounding areas

We restore more than your space — we help restore your peace of mind.